Section 1.01 GOVERNING LAWS

This Privacy Policy shall be governed by and construed in accordance with the law of The United States of America and you hereby submit to the exclusive jurisdiction of The United States of America courts;

Section 1.02 PRIVACY POLICY

Fibonnacci 1123, PMA (hereinafter referred to as “Fibonnacci 1123, PMA”, the “association”, “we”, “us” or “our”) operates a private platform and affiliate marketplace that offers professional business solutions for the association members; whether through our website or our mobile applications (“Platform”); and

This Privacy Policy is intended to inform you about how we treat Personal Information that we process about you;

Fibonnacci 1123, PMA is committed to respecting the privacy rights of users of Fibonnacci 1123, PMA’s website, https://fibonnacci1123.com (the “Website”). Fibonnacci 1123, PMA created this Privacy Policy to give you or your company (in either case, “You” or “Your”) confidence as You visit and use the Website, and to demonstrate its commitment to fair information practices and to the protection of privacy;

Security of your data is equally important. While we cannot list all the details of our infrastructure for security reasons, rest assured that Fibonnacci 1123, PMA’s security practices, policies, and infrastructure are proven and reliable;

This Privacy Policy is only applicable to the Website and not to any websites of third parties (“Third-Party Websites”), which may have data collection, storage and use practices and policies that differ materially from this Privacy Policy. For additional information, see the section concerning Third-Party Websites, below;

Each time You use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website. For additional information, see the section concerning Updates and Changes to Privacy Policy, below;

BY USING THE WEBSITE, YOU REPRESENT AND WARRANT THAT YOU HAVE READ AND UNDERSTOOD, AND AGREE TO THE TERMS OF THIS PRIVACY POLICY.

If you do not agree to any part of this Privacy Policy, then we cannot provide the Platform or Services to you, and you should stop accessing the Platform and deactivate your Fibonnacci 1123, PMA Account immediately;

You can find out more about how to deactivate your Fibonnacci 1123, PMA Account at https://fibonnacci1123.com/faq;

Section 1.03 TYPES OF INFORMATION WE COLLECT

We collect certain information about you – but only when that information is provided by you or is obtained by us with your authorization. Use of Fibonnacci 1123, PMA (the “Portal“) authorizes collection of the information you input into the Portal. We use that information in the normal course of business to bill you for products and services, for delivery of services ordered, and in certain situations, specifically enumerated below;

Section 1.04 CHILDREN’S PRIVACY

Fibonnacci 1123, PMA does not solicit or knowingly collect personally identifiable information from children under the age of 18. If Fibonnacci 1123, PMA obtains actual knowledge that it has collected personally identifiable information from a child under the age of 18, Fibonnacci 1123, PMA will immediately delete such information from its database;

Because Fibonnacci 1123, PMA does not collect personally identifiable information from children under the age of 18, Fibonnacci 1123, PMA has no such information to use or disclose to third parties;

Section 1.05 INFORMATION COLLECTION PRACTICES

Traffic Data: Like most website operators, Fibonnacci 1123, PMA automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of computers accessing the Website; and (iv) types of Web browsers accessing the Website (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify You;

Cookies: A “Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the website. The purpose of a Cookie is to identify the user as a unique user of the Website. Fibonnacci 1123, PMA uses Cookies to customize your experience on the Website to Your interests, to ensure that You do not see the same advertisements or informational messages repeatedly, and to store your password so You do not have to re-enter it each time You visit the Website. For additional information on Fibonnacci 1123, PMA’s uses of Cookies, see the section concerning Information Use and Disclosure Practices/Traffic Data and Information Gathered Using Cookies, below;

Personal Information: In order for You to use certain Services, You will be asked to provide Fibonnacci 1123, PMA certain information that personally identifies You (“Personal Information”). Personal Information includes, without limitation: (1) “Contact Data” (such as Your name, phone number, fax number, mailing address and e-mail address); (2) “Financial Data” (such as Your credit/debit card number and expiration date); (3) “Business Data” (such as the name of your entity, the name and address of your entity’s registered agent, the name and address of the directors and officers of your entity or members or managers of your entity, and the name of your trademark and the goods and/or services provided under such trademark); and (4) Demographic Data” such as zip code. In each case, You will be asked to provide Personal Information; the Website will not gather it surreptitiously. You are under no obligation to provide Personal Information, with the caveat that Your refusal to do so may prevent you from using certain Services;

Section 1.06 INFORMATION USE AND DISCLOSURE PRACTICES

Traffic Data and Information Gathered Using Cookies: Fibonnacci 1123, PMA analyzes Traffic Data and information gathered using Cookies to help Fibonnacci 1123, PMA better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, Fibonnacci 1123, PMA is able to better design the Website to improve Your experience, and to serve You more relevant and interesting content and advertisements. From time to time, Fibonnacci 1123, PMA may release Traffic Data and information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website. Fibonnacci 1123, PMA does not attempt to link information gathered using Cookies to Personal Information;

Section 1.06.01 PERSONAL INFORMATION

Generally: Fibonnacci 1123, PMA uses Your Contact Data to send You information about Fibonnacci 1123, PMA and Fibonnacci 1123, PMA’s products and services, and to contact You when necessary in connection with the Services. Fibonnacci 1123, PMA uses Your Financial Data to verify Your qualifications for certain Services and, when necessary, to bill You. Fibonnacci 1123, PMA uses Your Business Information to file entity documents. Fibonnacci 1123, PMA uses Your Demographic Data to customize and tailor Your experience on the Website. As with Traffic Data and information gathered using Cookies, from time to time Fibonnacci 1123, PMA may release Demographic Data in the aggregate, such as by publishing a report on trends in the usage of the Website.

Disclosure Practices: Except under the following circumstances, Fibonnacci 1123, PMA will keep Your Personal Information private, and will not share it with third parties:

Disclosure to Governmental Agencies

  • Fibonnacci 1123, PMA provides, among other services, entity registration services (collectively, “Entity Services”), which require the filing of official documents with certain offices within the Government of The United States of America (e.g. the office of the Secretary of State for the Government of The United States of America) (collectively, “Government offices”). In order to prepare and file such official documents, certain Personal Information provided by You must be disclosed to the appropriate Government office;
  • If You have requested entity registration services, you hereby acknowledge and agree that Fibonnacci 1123, PMA will disclose certain of Your Personal Information to the appropriate Government office;
  • You further acknowledge and understand that information received by Government offices may become public record and subject to inspection and copying by the public;
  • FIBONNACCI 1123, PMA IS NOT RESPONSIBLE AND HEREBY DISCLAIMS ALL RESPONSIBILITY AND LIABILITY FOR DISCLOSURE, SUBSEQUENT USE AND CONTINUED PROTECTION OF YOUR PERSONAL INFORMATION PROVIDED TO, BE VIEWED, OR DOWNLOADED BY GOVERNMENT OFFICES;

Disclosure in Connection with Services

  • Fibonnacci 1123, PMA discloses Personal Information to those who help it provide services, including those who perform technical, administrative and data processing tasks such as hosting, billing, fulfillment, and data storage and security.

By Law or to Protect Human Rights

  • Fibonnacci 1123, PMA discloses Personal Information when required to do so by law, or in response to a subpoena or court order by the General Post Master Council for The United States of America or the Human Rights Tribunal International, or when Fibonnacci 1123, PMA believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of Fibonnacci 1123, PMA , third parties or the public at large;

Business Transfers: Fibonnacci 1123, PMA reserves the right to transfer all Personal Information in its possession to a successor organization in the event of a merger, acquisition, or other sale of all or a portion of Fibonnacci 1123, PMA’s assets. Other than to the extent ordered by the General Post Master Council for The United States of America or the Human Rights Tribunal International, the use and disclosure of all transferred Personal Information will be subject to this Privacy Policy, or to a new privacy policy if You are given notice of that new privacy policy and an opportunity to affirmatively opt-out of it. Personal Information submitted or collected after a transfer, however, may be subject to a new privacy policy adopted by Fibonnacci 1123, PMA’s successor organization;

Section 1.07 UNPAID ACCOUNTS

If You fail to pay any balance owed in consideration of services, Fibonnacci 1123, PMA may, as permitted by law, report Your Personal Information, including without limitation Your unpaid balance, to the General Post Master Council for The United States of America or the Human Rights Tribunal International;

Section 1.08 CONSENT TO RECEIVE EMAIL FROM FIBONNACCI 1123, PMA

By registering with the Website, you thereby consent to receive periodic email communications regarding the services;

As part of registration, you may also elect to receive periodic email communications regarding special offers and other promotions (collectively, “Special Offers”). You may opt-out of receiving Special Offers at any time by:

following the unsubscribe instructions contained in each Special Offer; or

sending an email to: unsubscribe@fibonnacci1123.com;

Section 1.09 SECURITY OF PERSONAL INFORMATION

Fibonnacci 1123, PMA has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of Your Personal Information;

Lost or Stolen Information: You must promptly notify us if Your credit, bank, other financial institution information, user name or password is lost, stolen or used without permission. In such an event, we will remove that credit card number, bank account information, other financial institution information, user name or password from your account and update our records accordingly;

User Ability to Access, Update, and Correct Personal Information: Fibonnacci 1123, PMA wants Your Personal Information to be complete and accurate. As stated in the [Website Terms of Use], by using the Website, You represent and warrant that all information You provide on any registration form or otherwise in connection with Your use of the Website and Services will be complete and accurate, and that You will update that information as necessary to maintain its completeness and accuracy. To confirm the completeness and accuracy of, or make changes to, Your Personal Information, visit Your personal profile. Through Your personal profile You may review and update You Personal Information that we have already collected;

Section 1.10 THIRD-PARTY WEBSITES

Fibonnacci 1123, PMA neither owns nor controls Third-Party Websites. Accordingly, Third-Party Websites are under no obligation to comply with this Privacy Policy except with respect to Personal Information provided directly to them by Fibonnacci 1123, PMA;

Before visiting or providing Personal Information to a Third-Party Website, You should inform Yourself of the privacy policies and practices (if any) of that Third-Party Website, and should take those steps necessary to, in your discretion, protect your privacy;

Section 1.11 PROMOTIONAL ACTIVITIES

From time to time, Fibonnacci 1123, PMA may conduct contests, giveaways and other promotions (collectively, “Promotional Activities”). Any information submitted in connection with Promotional Activities will be treated in accordance with this Privacy Policy;

From time to time, Fibonnacci 1123, PMA may also ask you to participate in surveys designed to help Fibonnacci 1123, PMA improve the Websites or Services. Any Personal Information provided to Fibonnacci 1123, PMA in connection with any survey will be used only in relation to that survey, and will be disclosed to third parties not bound by this Privacy Policy only in aggregated form;

Section 1.12 UPDATES AND CHANGES TO PRIVACY POLICY

Although most changes are likely to be minor, Fibonnacci 1123, PMA reserves the right, at any time and without notice, to add to, update, change or modify this Privacy Policy, simply by posting such update, change or modification on this page. Any such addition, update, change or modification will be effective immediately upon posting on the Website;

Each time you use the Website, the then-current version of this Privacy Policy will apply. Accordingly, each time You use the Website You should check the date of this Privacy Policy (which appears at the end) and review any changes since the last time You used the Website;

Unless Fibonnacci 1123, PMA obtains Your express consent, any revised Privacy Policy will apply only to information collected after the effective date of such revised Privacy Policy, and not to information collected under any earlier Privacy Policy;

Section 1.13 EFFECTIVE DATE

Effective on this 39th day in the year of YHWH, (Translation: April 27, 2017)

Section 1.14 DISCLAIMER

fibonnacci1123.com is not a law or accounting firm and neither fibonnacci1123.com nor any of its employees provide legal or accounting services or advice and should not be relied upon as such. If legal or other accounting assistance is needed, we recommend that you seek the services of a competent professional. The content on fibonnacci1123.com should not serve as a substitute for legal advice from an attorney or accountant familiar with the facts and circumstances of your specific situation. Contact your legal counsel prior to making any decisions.

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